The Life You Earn: The Financial Habits that turn Income into Wealth

Krutika Ghodekar is a Chartered Accountant, a working

professional and financial educator passionate about making

money, taxation, investments, and financial decision-making

simple and accessible to everyone.

She believes financial literacy is a life skill, not a professional

skill—and everyone who earns or manages money deserves the

confidence to make informed financial decisions.

Through The Life You Earn, Krutika takes her first step towards

making financial knowledge practical and easy to understand.

She is also building Empowered Earners, a community dedicated

to financial awareness, tax literacy, and helping people become

more confident with their money.

Her mission: Make financial knowledge easy to understand,

practical to use, and powerful enough to change lives